Does the NFIP require written permit review procedures?

The correct understanding of the NFIP (National Flood Insurance Program) guidelines aligns with the notion that while it is not a mandated requirement for communities to have written permit review procedures, it is considered advisable for enhancing legal enforceability and providing clarity in the management and oversight of floodplain development.

Having written procedures ensures that all activities within flood-prone areas are properly evaluated and documented, which not only aids in compliance with NFIP standards but also serves as a reference for the community and builders about what is expected in terms of floodplain management. It helps mitigate flood risks and reinforces the community's commitment to sound floodplain management practices, which can ultimately be beneficial during legal proceedings if issues arise.

On the other hand, while some might think that a strict requirement exists, the NFIP does allow for some flexibility, leaving it up to communities to decide the best practices to implement for their local context. This reinforces the importance of having procedures in place, though not mandatory, to support effective floodplain management. The notion of permit review procedures is particularly relevant to fostering long-term sustainability and resilience against flood hazards.