How does section 1316 assist a local permit official confronting a subdivider refusing to comply with floodplain regulations?

Section 1316 of the National Flood Insurance Act provides critical support for local permit officials dealing with situations where a subdivider refuses to comply with floodplain management regulations. The section essentially underscores the serious implications of non-compliance, particularly regarding flood insurance availability.

When a subdivision or construction project violates established floodplain regulations, Section 1316 enables permit officials to deny flood insurance coverage for properties within that subdivision. This denial can be a powerful tool in encouraging compliance because it directly affects the financial viability of the subdivider’s project. Without access to flood insurance, potential buyers of the properties in question might be deterred, leading to reduced marketability and value of the development. Thus, the weight of the financial consequences often compels subdividers to adhere to the necessary floodplain regulations.

In contrast, options regarding temporary permits, federal funding, or variances do not effectively bolster a local permit official’s stance against non-compliance. Instead, denying flood insurance creates a more immediate and tangible consequence for non-compliance, thus promoting adherence to floodplain management standards.