What NFIP program acknowledges local regulations that are stricter than the minimum federal standards?

The Community Rating System (CRS) recognizes and rewards communities that implement floodplain management practices that exceed the minimum requirements set by federal standards under the National Flood Insurance Program (NFIP). This program incentivizes local governments to adopt more stringent regulations by providing discounts on flood insurance premiums for their policyholders. Through the CRS, communities can earn points for a variety of activities that enhance flood risk reduction, public information, and floodplain management. This not only encourages stronger local regulations but also fosters a proactive approach to managing flood risk and protecting public safety.

The other options do not specifically focus on acknowledging or rewarding stricter local regulations beyond federal standards, which is the defining characteristic of the CRS.